GoPrime Mortgage, Inc.

GoPrime Mortgage, Inc. in Asheville, NC provides a full range of home loan and refinancing solutions tailored to buyers and homeowners across Western North Carolina. Serving Asheville, Hendersonville, Waynesville, Weaverville, and surrounding mountain communities, GoPrime specializes in first-time homebuyer loans, USDA rural home loans, investment property financing, second home mortgages, FHA 203(k) renovation loans, VA loans for veterans, FHA mortgage options, mortgage refinancing, and fast pre-approval services. Whether you’re buying your first home, upgrading, investing, or refinancing, GoPrime offers personalized mortgage solutions backed by local expertise and responsive service.

Business Hours

  • 9:00 am - 5:00 pm
  • 9:00 am - 5:00 pm
  • 9:00 am - 5:00 pm
  • 9:00 am - 5:00 pm
  • 9:00 am - 5:00 pm
  • 9:00 am - 5:00 pm
  • 9:00 am - 5:00 pm

First-Time Homebuyer Programs

GoPrime Mortgage helps first-time buyers in Asheville, Weaverville, Black Mountain, and Arden take their first step toward homeownership. Their first-time homebuyer mortgage programs feature low down payments, flexible credit requirements, and expert local guidance—ideal for buyers entering the Western North Carolina housing market.

USDA Rural Home Loans

GoPrime Mortgage supports buyers who want to settle in rural communities like Marshall, Burnsville, or Henderson County with USDA home loans that offer 100% financing and no down payment. These government-backed loans help eligible buyers take advantage of affordable properties in the scenic rural areas surrounding Asheville.

Investment Property Loans

Real estate investors benefit from GoPrime Mortgage’s flexible investment property loan options, designed to support rental home purchases in Asheville’s booming market. Whether buying a short-term vacation rental in West Asheville or a multi-unit property in Waynesville or Brevard, investors can secure financing that aligns with their financial goals.

Second Home Mortgages

Buyers looking for a vacation home or seasonal retreat in the Blue Ridge Mountains can access competitive second home mortgage options through GoPrime Mortgage. Ideal for properties in Lake Lure, Maggie Valley, and other Western North Carolina destinations, these loans offer flexible terms for secondary residences.

FHA 203(k) Renovation Loans

GoPrime Mortgage offers FHA 203(k) renovation loans that combine a home’s purchase price and renovation costs into one convenient mortgage. This financing is ideal for buyers purchasing older homes or fixer-uppers in neighborhoods like Montford, Grove Park, or East Asheville.

VA Home Loans in Asheville

GoPrime Mortgage proudly serves eligible veterans and active-duty military personnel with VA home loans that require no down payment and no private mortgage insurance. With easy access to the Charles George VA Medical Center and veteran-friendly communities in Hendersonville and Asheville, these loans support service members as they settle into homeownership.

FHA Mortgage Loans

Buyers with limited savings or less-than-perfect credit can qualify for FHA mortgage loans through GoPrime Mortgage. Backed by the Federal Housing Administration, these loans offer a low down payment and accessible qualification terms for properties throughout Asheville, Candler, and the surrounding areas.

Mortgage Refinancing

Homeowners in Asheville and beyond can reduce monthly payments, secure a better interest rate, or access home equity through GoPrime Mortgage’s mortgage refinancing solutions. These options help homeowners in Western North Carolina improve their financial outlook and make the most of rising home values.

Mortgage Pre-Approval

GoPrime Mortgage’s mortgage pre-approval services empower homebuyers to shop with confidence and submit strong offers. Pre-approval helps buyers stand out in competitive neighborhoods like South Asheville, North Asheville, and Fletcher by demonstrating readiness and financial stability.

Social Profiles

GoPrime Mortgage, Inc.

People Love GoPrime Mortgage, Inc.

My partner and I are grateful to have worked with a local mortgage company to purchase our home. Zack explored different lending options and found us the lowest rate available for our situation. We really appreciated his care for how we felt most comfortable allocating our money. And with our tight timeline, he kept everything moving forward so we could close on time! Thanks for being part of our journey and helping us feel welcome in our new home town!

Carlisle Stoup

My partner and I are grateful to have worked with a local mortgage company to purchase our home. Zack explored different lending options and found us the lowest rate available for our situation. We really appreciated his care for how we felt most comfortable allocating our money. And with our tight timeline, he kept everything moving forward so we could close on time! Thanks for being part of our journey and helping us feel welcome in our new home town!

Mortgage lender Asheville NC

Carlisle Stoup

My partner and I are grateful to have worked with a local mortgage company to purchase our home. Zack explored different lending options and found us the lowest rate available for our situation. We really appreciated his care for how we felt most comfortable allocating our money. And with our tight timeline, he kept everything moving forward so we could close on time! Thanks for being part of our journey and helping us feel welcome in our new home town!

Mortgage lender Asheville NC

Carlisle Stoup

My partner and I are grateful to have worked with a local mortgage company to purchase our home. Zack explored different lending options and found us the lowest rate available for our situation. We really appreciated his care for how we felt most comfortable allocating our money. And with our tight timeline, he kept everything moving forward so we could close on time! Thanks for being part of our journey and helping us feel welcome in our new home town!

Mortgage lender Asheville NC

Carlisle Stoup

My partner and I are grateful to have worked with a local mortgage company to purchase our home. Zack explored different lending options and found us the lowest rate available for our situation. We really appreciated his care for how we felt most comfortable allocating our money. And with our tight timeline, he kept everything moving forward so we could close on time! Thanks for being part of our journey and helping us feel welcome in our new home town!

Mortgage lender Asheville NC

Carlisle Stoup

About Asheville

Asheville ( ASH-vil) is a city in Buncombe County, North Carolina, United States, and its county seat. Located at the confluence of the French Broad and Swannanoa rivers, it is the most populous city in Western North Carolina, and the state's 11th-most-populous city. According to the 2020 census, the city's population was 94,589, up from 83,393 in the 2010 census. It is the principal city in the four-county Asheville metropolitan area, which had an estimated population of 417,202 in 2023. It was home to Asheville Female College.

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